The Double F

When you see the word F in any financial blog, it will come to your mind that it will be financial freedom. I admit that I am just a fresh graduate and I am reading books and article about any financial related stuff and why financial freedom keep appear in the book/article? It's been brainwashing me all the time but this is good.

Here, the double F can be 2 meaning for me... in life, you will be in 2 situation. I will be rude here but this is life. Here you go:

FINANCIAL FREEDOM

or

F*CKING FAILURE

I've done some research here. Believe or not? 98% out of 100% (except google's employee) of people do not enjoy their works and they wont be like "yeah!... i have OT today~ how fun I can stay longer in the office and I love to see my colleague/customer all the time." AND out of that 98% of people who do not really love their job, the first thing when they wake up early in the morning, their mind are polluted with 2 image:

the MONEY.

and

the TIREDNESS.

So, after we get onto our works, the image slowly fade away.

Again, continue, at night, the Double F appear in the mind again.

This is the routine in our life. It's very common and it's very normal as well. Anyway, i'm fresh in the society and I feel this, but I believe those older senior who have family, house loan, car loan, kids, and their other half will too stand in the 2 image, or even worse. -more debt :) thanks to the bank... ARIGATOOO BANKER-san. (lol sorry, i worked in japanese company and i expose to jap language a lot lately).

So now back to the story, you like to be the Heaven double F or the Hell double F? both we live on, both we can still be happy, both have their pros and cons. So you choose yourself. I have my path in my mind to get me moving forward anyway.

I'm standing at the Hell double F now. And I would like to share some of my thought to you, not sure if you feel the same. Firstly, the way I drive had changed. During my college time, I drive like Need For Speed:Underground, and now I drive like "Need For Petrol:Money edition". I'm not good at car parts and engine theory. So I google on "How to drive efficiently". If you want to know how, visit this :"http://www.wikihow.com/Save-Money-on-Gas". Believe me or not, I've saved up to 30% per month base on my calculation if I drive PROPERLY.

Next, I do not dare to apply for the credit card since I scare the syokness of washing the card all around. But no matter what, I will still register a card for petrol reason, since I don't have to bring cash all the time to fill my car. Even I don't have a card now, I can imagine that if I have a card and I don't control on it, I guess I won't dare to open up the monthly statement of my credit card. It's just too scary to see "Balance to be paid:$$$$".

Since my workplace provide free meal, so I do not worry too much on my meal. So to those who having meal out there. Try watch out your daily meal spend ok? Especially those who work in the mall, their lunch will be Kim gary, Paparich, Secret recipe, Mdm Wong, Mdm Kwang, whatever uncle and mdm! Having lunch at such place is ok once a week, but what if you do it daily basis? That is like wow? rm1k for meal only per month?

Finally, the thing I buy. For the first time in my life, I've actually calculated the ratio the worthness of the object against the time I spend to work. Example, lately I am into a watch called Victorinox. About 1.6k for the watch. And I was counting does it worth my working hour that I spend to earn? 1 day rm100 salary. I need to work 16 full days to afford the watch. Is it worth me? The watch can last me 5 years? 10 years?. So guys out there, this is what I am experiencing now. But no matter what, I will still buy a watch to reward myself since I don't have one now, and it is essential as it shows attitude of working in the society. My "buy list" goes on. Bless me.

That's all for now, its Sunday and I can't stay here blogging. I have to get my camera and get out now. See what can I get.